// Business & Commercial Finance

Commercial vehicle finance in Cape Town, in your company’s name.

Business and commercial vehicle finance for companies, close corporations, trusts, partnerships and sole traders. One application goes to every major South African bank, and our finance team handles it from submission to delivery.

// Business Vehicle Finance

Finance the vehicles your business runs on.

Whether you need a single bakkie for a new contract, a panel van for deliveries, a people carrier for staff or a vehicle for a director, business vehicle finance lets the company buy the vehicle and spread the cost over the term of the agreement.

Bloomsbury submits your application in the entity’s name to ABSA, WesBank, MFC, Standard Bank, FNB, Nedbank, Capitec, Marquis Finance and iMas Finance in one go. The banks respond in parallel, and we compare the rates, terms and total cost of credit with you so you can choose the offer that suits your cash flow.

Browse our bakkies for sale or the full pre-owned inventory, and if we don’t have the vehicle your business needs, we’ll source it for you.

// Who Can Apply

Every type of business entity.

Companies and close corporations

(Pty) Ltd companies and CCs apply in the entity’s name, with director or member sureties where the bank requires them. Suitable for a single vehicle or several.

Trusts and partnerships

Trusts apply with the trust deed and trustee details, partnerships with the partnership documents. We confirm exactly what each bank needs before we submit.

Sole traders

Running your business in your own name? You apply as an individual using your business bank statements. See our self-employed car finance guide.

Fleet and director vehicles

Structures for a small fleet or a single director purchase. Tell us how the vehicles will be used and we’ll set up the application accordingly.

// Documents

What you’ll need to apply.

Exact requirements vary by entity type and bank. Kay-Lee will confirm the full checklist for your application before anything is submitted.

• Entity registration documents (CIPC or CK documents, or the trust deed)
• ID documents for directors, members or trustees
• Latest company financial statements or business bank statements
• Proof of the business address
• Details of the vehicle you want to finance, or let us help you choose

// Finance Team

One person handles your business application.

Kay-Lee, our Head of Finance, reviews every business application personally, follows up with the banks and keeps you updated until the vehicle is delivered.

— Kay-Lee | Head of Finance | kaylee@bloomsbury.co.za

Start your application

Apply online through our secure finance portal. There is no fee to apply through Bloomsbury.

Apply for Finance Email Kay-Lee

// How It Works

From application to delivery.

1 · Apply

Submit your application online or contact the finance team. We confirm the documents your entity type needs.

2 · Compare

We approach multiple banks in parallel and compare rates, terms and total cost of credit with you.

3 · Drive

Sign the documentation and take delivery at our Table View showroom, or arrange delivery elsewhere in South Africa.

// Business Finance FAQ

Commercial vehicle finance, explained.

It is vehicle finance taken out in the name of a business, such as a company, close corporation or trust, rather than an individual. The business pays the instalments and the vehicle is used for business purposes.

Companies (Pty) Ltd, close corporations, trusts and partnerships can apply in the entity’s name. Sole traders apply as individuals using their business bank statements.

Often, yes. Many banks ask directors, members or trustees to stand surety for the business, particularly for newer entities. Kay-Lee will tell you upfront what each bank requires.

Yes. We structure applications for a single vehicle or a small fleet. Let us know how many vehicles you need and how they will be used.

Not always. A deposit usually strengthens the application and lowers the instalment, but the final requirement depends on the bank and the business’s financial profile.

No. There is no fee to apply for finance through Bloomsbury. Bank charges such as the initiation fee and monthly service fee are disclosed in the bank’s offer before you sign.

Yes. Private buyers can apply for personal finance in their own name. See our car finance Cape Town page.

// Business Finance Enquiry

Talk to us before you apply.

Tell us about your business and the vehicle you need, and the finance team will come back to you directly.